Payment & Security

Keep Customers Secure
Moo Local powered by Viva.com & Worldpay . 
 
Viva.com & Worldpay recognizes the importance of electronic transaction security. Viva.com & Worldpay take all the necessary steps to provide payment services with maximum possible protection. Viva Payments & Worldpay, the company that developed viva.com & Worldpay eCommerce, has received PCI DSS accreditation and implements a robust security policy. This is subject to continuous evaluation performed by a certified auditor.
To ensure the confidentiality of data transfer, we use the EV SSL-128bit encryption protocol. The system has been implemented in partnership with Thawte, which is a company specializing in transaction security.
Viva.com & Worldpay eCommerce are PCI compliant by default so you can keep payment info and business data safe.
 

Feel protected with every transaction

Viva.com & Worldpay eCommerce compliance covers all PCI standard categories and applies to every store using our platform.
 

3D Secure technology

Your online transactions are safeguarded by the advanced cardholder authentication technology of 3D Secure (3DS), which protects you against fraud when paying online.  

AI-based anti-fraud system

Our AI-powered fraud detection technology learns from each transaction in real-time and can anticipate fraudulent attacks before they even happen, resulting in direct and measurable reduction of fraud.   

Strong Infrastructure Security

Viva.com is a fully compliant PCI DSS Level 1 Service Provider, and your data is being protected in transit and at rest, in our cloud infrastructure, with state-of-the-art security controls. 

Enable Address Verification System (AVS)

An important tool to help reduce fraud is the address verification system (AVS). This system verifies the billing address against the cardholder’s data from the issuing bank. Systems which verify the user’s identity before existing information can be changed is a key way to combat Business Email Compromise.

AVS helps prevent fraud, since the criminal often doesn’t have access to the billing address of the legitimate cardholder. AVS systems are often used in conjunction with CVV2 verification, the three- or four-digit code on the consumers’ physical cards. Requiring both CVV2 and AVS at checkout can help protect against fraudulent transactions.

A failed AVS may not necessarily mean the transaction is fraud. Similarly, a verified AVS doesn’t necessarily mean the transaction is legitimate — the address could have been connected to the card by other means. AVS represents an important data point that can help reduce eCommerce fraud.