Payment & Security
Keep Customers Secure
Payment & Security
At Moo Local, your security and privacy are our top priorities. Powered by Worldpay and Wallid Pay-by-Bank, our platform delivers a highly secure, PCI DSS Level 1 compliant payment environment designed to protect every transaction with advanced encryption, fraud prevention, and secure authentication technologies.
By combining Wallid’s bank-authenticated Pay-by-Bank technology with Worldpay’s globally trusted payment infrastructure, we provide a fast, secure, and reliable checkout experience for every customer.
🔐 Feel Protected with Every Transaction
Wallid Pay-by-Bank and Worldpay eCommerce security systems cover all major PCI compliance standards and apply across every transaction processed on our platform.
🛡️ 3D Secure (3DS) Authentication
Your online payments are protected by advanced 3D Secure (3DS) authentication technology, helping prevent unauthorised transactions and reducing the risk of online fraud.
This additional layer of security verifies cardholder identity during checkout, giving customers greater confidence when making payments online.
🤖 AI-Powered Anti-Fraud Protection
Our intelligent fraud prevention system uses AI and real-time machine learning to detect suspicious activity and help stop fraudulent transactions before they occur.
By continuously learning from transaction patterns, the system provides measurable fraud reduction and enhanced payment security.
🔒 Strong Infrastructure Security
Wallid Pay-by-Bank and Worldpay operate on a PCI DSS Level 1 compliant infrastructure, ensuring your payment data is securely protected both in transit and at rest.
Advanced security controls, encrypted communication, and secure cloud infrastructure help safeguard sensitive customer and business information at every stage of the payment process.
🏦 Secure Pay-by-Bank Technology
With Wallid Pay-by-Bank:
Customers authorise payments directly through their banking app using biometrics or passcodes.
No card details are shared or stored during the transaction process.
Payments are securely transferred through regulated Open Banking technology compliant with UK/EU PSD2 standards.
Direct bank authentication helps reduce chargebacks and payment fraud.
✅ Address Verification System (AVS) & CVV Protection
To further reduce fraud, our payment system uses Address Verification System (AVS) and CVV/CVV2 verification during checkout.
AVS compares the billing address provided by the customer with the address held by the card issuer, helping identify potentially fraudulent transactions.
Combined with CVV verification, these additional security checks help protect against unauthorised card use and improve transaction safety.
While AVS results alone do not guarantee legitimacy, they provide an important layer of fraud prevention and risk assessment within our secure payment environment.
🔐 Encrypted & Trusted Payments
All payment data is protected using EV SSL 128-bit encryption technology, ensuring secure and confidential data transfer throughout the checkout process.
Our integrated payment and security solution is designed to protect both customer payment information and merchant business systems — delivering a safe, trusted, and seamless shopping experience every time.